Terms and Conditions
Effective date: October 12, 2025
1 Chome-4-2 Ōtemachi, Chiyoda City, Tokyo 100-0004, Japan
Phone: +81 50-1720-7734
Email: info@oluncrest.com
1. Agreement Overview
These Terms and Conditions constitute a binding legal agreement between you and Wealth Bridge. By accessing our website, using our services, or engaging with our content, you acknowledge that you have read, understood, and agree to be bound by these terms in their entirety.
This agreement supplements our Terms of Service and should be read in conjunction with our Privacy Policy, Cookie Policy, and any other agreements you may enter into with us regarding specific services.
2. User Obligations and Responsibilities
2.1 Legal Compliance
You agree to comply with all applicable local, national, and international laws and regulations when using our services. This includes but is not limited to financial regulations, tax laws, data protection regulations, and intellectual property laws.
2.2 Accurate Information
You are responsible for providing accurate, complete, and current information when engaging with our services. Providing false or misleading information may result in termination of services and could have legal consequences.
2.3 Account Security
You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized access or security breach.
2.4 Professional Conduct
You agree to interact with our team and other users in a respectful and professional manner. Abusive, threatening, or inappropriate behavior will not be tolerated and may result in termination of services.
2.5 Content Guidelines
If you submit any content through our website or services, you agree that it will not contain illegal material, infringe on intellectual property rights, contain malicious code, or promote harmful activities. You retain ownership of content you submit but grant us necessary rights to process and use that content as described in our Terms of Service.
3. Prohibited Activities and Restrictions
The following activities are strictly prohibited when using our website and services:
Unauthorized Access
Attempting to access systems, data, or accounts without proper authorization, including hacking, password mining, or exploiting security vulnerabilities.
Fraudulent Activity
Engaging in any form of fraud, misrepresentation, identity theft, or deceptive practices.
System Interference
Interfering with or disrupting the operation of our website, servers, or networks, including through denial-of-service attacks or excessive automated queries.
Content Violations
Uploading, posting, or transmitting harmful content including viruses, malware, spam, or inappropriate material.
Intellectual Property Infringement
Copying, modifying, distributing, or creating derivative works from our content without authorization.
Automated Access
Using bots, scrapers, or other automated tools to access our services without permission.
Reverse Engineering
Attempting to reverse engineer, decompile, or disassemble any software or technology we use.
4. Indemnification
You agree to indemnify, defend, and hold harmless Wealth Bridge, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees arising from:
Your use or misuse of our services
Your violation of these Terms and Conditions
Your violation of any rights of another party
Your violation of any applicable laws or regulations
This indemnification obligation will survive the termination of your relationship with us and your use of our services.
5. Disclaimers and Limitations of Liability
5.1 Service Disclaimer
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, secure, or error-free, or that any defects will be corrected. We make no warranties regarding the accuracy, reliability, or completeness of any information provided through our services.
5.2 Financial Advisory Disclaimer
While we strive to provide accurate and helpful financial guidance, investment results cannot be guaranteed. Past performance does not indicate future results. All investments carry inherent risks, and you may lose some or all of your invested capital. Financial decisions should be made based on your individual circumstances and risk tolerance.
5.3 Limitation of Liability
To the maximum extent permitted by applicable law, Wealth Bridge shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from your use of our services, even if we have been advised of the possibility of such damages.
5.4 Liability Cap
Our total liability to you for all claims arising from or related to our services shall not exceed the amount you have paid to us in the twelve months preceding the claim.
5.5 Third-Party Content
We are not responsible for any third-party content, products, or services accessed through our website or services. Any dealings with third parties are solely between you and the third party.
6. Force Majeure
Neither party shall be liable for any failure or delay in performance under these Terms and Conditions due to circumstances beyond their reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, government actions, pandemics, power failures, or internet disruptions. During such events, our obligations will be suspended for the duration of the force majeure event.
7. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of Japan, without regard to its conflict of law provisions. Any disputes arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts located in Tokyo, Japan.
You agree to submit to the personal jurisdiction of these courts for the purpose of litigating all such claims or disputes.
8. Dispute Resolution Procedures
8.1 Informal Resolution
Before pursuing formal dispute resolution, we encourage you to contact us directly to attempt to resolve any issues informally. Many concerns can be addressed quickly through direct communication.
8.2 Mediation
If informal resolution is unsuccessful, both parties agree to attempt to resolve the dispute through mediation before pursuing litigation. The mediation shall be conducted in accordance with the rules of a recognized mediation service in Tokyo.
8.3 Arbitration
If mediation fails, disputes may be resolved through binding arbitration in accordance with Japanese arbitration rules. The arbitration shall take place in Tokyo, and the language of arbitration shall be Japanese or English as mutually agreed.
8.4 Litigation
As a last resort, if arbitration is not applicable or successful, any remaining disputes shall be resolved through litigation in the courts of Tokyo, Japan, as specified in Section 7.
9. Severability
If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the original intent to the greatest extent possible.
10. Waiver
No waiver of any term or condition of this agreement shall be deemed a further or continuing waiver of such term or condition or any other term or condition. Our failure to assert any right or provision under these Terms and Conditions shall not constitute a waiver of such right or provision.
11. Assignment
You may not assign or transfer your rights or obligations under these Terms and Conditions without our prior written consent. We may assign our rights and obligations under these terms to any affiliate or successor entity in connection with a merger, acquisition, corporate reorganization, or sale of assets.
12. Entire Agreement
These Terms and Conditions, together with our Terms of Service, Privacy Policy, Cookie Policy, and any other agreements you enter into with us, constitute the entire agreement between you and Wealth Bridge regarding the use of our services and supersede all prior agreements and understandings, whether written or oral.
13. Modifications to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will become effective when posted on our website with an updated "Effective date." For significant changes, we will provide additional notice through email or a prominent announcement on our website.
Your continued use of our services after any modifications indicates your acceptance of the updated terms. If you do not agree with the modifications, you should discontinue using our services.