Terms of Service
Effective date: October 12, 2025
1 Chome-4-2 Ōtemachi, Chiyoda City, Tokyo 100-0004, Japan
Phone: +81 50-1720-7734
Email: info@oluncrest.com
1. Acceptance of Terms
Welcome to Wealth Bridge. By accessing or using our website and services, you agree to be bound by these Terms of Service. These terms constitute a legal agreement between you and Wealth Bridge, and they govern your use of all services, content, and features we provide.
If you do not agree with any part of these terms, you should not use our website or services. Your continued use of our services constitutes acceptance of these terms and any future modifications we may make to them.
2. Service Description and Scope
Wealth Bridge provides financial planning, wealth management, and advisory services to individuals and families. Our services include but are not limited to:
Comprehensive financial planning and strategy development
Retirement planning and pension optimization guidance
Investment portfolio analysis and recommendations
Tax planning and optimization strategies
Estate planning coordination and wealth transfer strategies
International financial planning for expatriates and global clients
The specific services provided to you will be outlined in a separate service agreement. Our website serves as an informational resource and a platform for initial consultations and ongoing client communication.
3. Acceptable Use Policy
When using our website and services, you agree to:
Permitted Uses
- Access and use our services for lawful purposes only
- Provide accurate and complete information when requested
- Maintain the confidentiality of any account credentials
- Respect the intellectual property rights of Wealth Bridge and others
Prohibited Activities
- Attempting to gain unauthorized access to our systems or other users' accounts
- Using our services for any illegal or fraudulent purpose
- Interfering with or disrupting the operation of our website or services
- Copying, modifying, or distributing our content without permission
- Transmitting viruses, malware, or other harmful code
Violation of this acceptable use policy may result in immediate termination of your access to our services and may subject you to legal liability.
4. Account Terms and Access
Account Creation
If you create an account with us, you are responsible for maintaining the security of your account credentials and for all activities that occur under your account. You must provide accurate and current information during the registration process and keep this information updated.
Account Security
You agree to notify us immediately of any unauthorized use of your account or any other security breach. We will not be liable for any loss or damage arising from your failure to protect your account information.
Account Suspension and Termination
We reserve the right to suspend or terminate your account at any time if we believe you have violated these Terms of Service, engaged in fraudulent activity, or for any other reason we deem appropriate. Upon termination, your right to use our services will immediately cease.
Age Requirements
You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into this agreement.
5. Service Availability and Modifications
Service Uptime and Maintenance
While we strive to maintain continuous availability of our website and services, we do not guarantee uninterrupted access. We may perform scheduled maintenance or experience unexpected downtime. We will make reasonable efforts to provide advance notice of scheduled maintenance when possible.
Feature Availability
The features and functionality of our services may vary based on your service plan and geographic location. We reserve the right to modify, suspend, or discontinue any feature or functionality at any time without prior notice.
Service Updates and Changes
We continuously improve our services and may introduce new features, modify existing features, or remove features entirely. These changes may affect the way you use our services. Your continued use of our services after such modifications constitutes acceptance of the changes.
Geographic Restrictions
Our services are primarily designed for clients in Japan and may not be available or suitable for users in all jurisdictions. We make no representation that our services comply with laws or regulations outside of Japan. If you access our services from outside Japan, you do so at your own risk and are responsible for compliance with local laws.
6. Intellectual Property Rights
Content Ownership
All content on our website, including text, graphics, logos, images, software, and other materials, is the property of Wealth Bridge or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, copy, reproduce, modify, or distribute any content without our express written permission.
License to Use
We grant you a limited, non-exclusive, non-transferable license to access and use our services for your personal, non-commercial purposes. This license does not include any right to download, copy, or modify our content, except as necessary for normal website viewing.
Trademarks
Wealth Bridge and our logo are trademarks of our company. You may not use our trademarks without our prior written consent. Other trademarks and service marks appearing on our website are the property of their respective owners.
Copyright Notices
All rights reserved. Unauthorized reproduction or distribution of any content on our website may result in civil and criminal penalties.
7. Fees and Payment Terms
Our financial advisory services are provided for a fee, which will be disclosed to you before you engage our services. Payment terms are as follows:
Service Fees
Fees for our services vary based on the type and scope of services provided. All fees will be clearly outlined in your service agreement.
Payment Methods
We accept payment via bank transfer, credit card, and other methods as specified in your service agreement.
Billing Cycle
Fees may be billed monthly, quarterly, annually, or as a one-time payment depending on the service arrangement.
Late Payments
Late payments may result in service suspension and may be subject to late fees as specified in your service agreement.
Refund Policy
Refund eligibility and terms will be specified in your individual service agreement and may vary based on the type of service provided.
8. User-Generated Content
If you submit information, feedback, or other content to us through our website or services, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display that content for the purpose of providing and improving our services.
You are responsible for ensuring that any content you submit does not violate any laws, infringe on the rights of others, or contain harmful or inappropriate material. We reserve the right to remove any user-generated content at our discretion.
9. Third-Party Links and Services
Our website may contain links to third-party websites or services that are not owned or controlled by Wealth Bridge. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any third-party content, goods, or services. We encourage you to review the terms and privacy policies of any third-party websites you visit.
10. Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
For detailed information about how we handle your personal data, please review our Privacy Policy.
11. Communications and Notifications
By using our services, you consent to receive electronic communications from us, including emails, text messages, and notifications through our website or mobile applications. These communications may include service announcements, administrative messages, and marketing communications.
You may opt out of marketing communications at any time by following the unsubscribe instructions in those communications. However, you cannot opt out of receiving service-related communications that are necessary for the administration of your account.
12. Changes to Terms of Service
We reserve the right to modify these Terms of Service at any time. When we make changes, we will update the "Effective date" at the top of this page and, if the changes are significant, we will provide additional notice through our website or via email.
Your continued use of our services after any modifications to these terms constitutes your acceptance of the revised terms. If you do not agree to the modified terms, you should discontinue your use of our services.